Smart Options for Solar + Storage
Explore your cash, loan, and lease options below:
Graph comparing pricing, escalator, etc
Sunspear Power Sense — Prepaid
Power Sense secures 20 years of solar energy and whole-home battery backup at the lowest locked-in rate. Paired with BYOD+ battery incentives, your upfront investment not only shields you from rising utility costs—it comes with an immediate payout. Every Power Sense system is installed and serviced by Hawai‘i’s most trusted local solar company.
Our Smart PPA
Sunspear Power Sense — Monthly
- No Upfront Costs – Pay $0 to start saving.
- Fixed Monthly Payment – No escalator. No surprises.
- 30–50% Off Your HECO Bill – Lock in predictable savings.
- Own Your Options – Expand later. Add batteries anytime.
- Buyout Flexibility – Buy out at years 7, 10, 15, or 20.
- 25-Year Guarantee – Includes performance, warranty, and service.
- Local Ownership and Service – Unlike mainland leases, your system stays in local hands.
Is a Solar Lease Right for Me?
Solar can lower your HECO bill and keep your home powered during outages. For Hawai‘i homeowners, there are three primary ways to go solar: cash purchase, lease, or loan.
The right option depends on your budget, credit profile, how long you plan to stay in your home, and the level of involvement you prefer.
When choosing, consider:
- Upfront Cost
- Long-term Savings
- Level of Control and Energy Independence
Flexible Financing Options
HIGA - GEMS
- Immediate estimated bill savings
- No credit check
- Obligation tied to the utility meter (not a person)
- Program Charge payments are conveniently made with your monthly electric utility bill
- Long-term financing of up to 20 years (for a more cash-flow friendly option) at a below-market, stated fixed rate of 5.5% per annum
- Homeowner or landlord will own the system. System owners may be eligible for tax benefits. Please contact your tax advisor for more information.
SUNGAGE
Convenient 5, 10, 15, 20 and even 25-year loan options. Make no payments on the tax credit portion of your loan until June of the following year.
Borrow up to $150K to finance your PV + Storage system.
HAWAII STATE FCU'S
Convenient 5, 10, 15, 20 and even 25-year loan options. Make no payments on the tax credit portion of your loan until June of the following year.
Borrow up to $150K to finance your PV + Storage system.
Hawaii State & Federal Solar Tax Credits
Learn about available solar tax benefits
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